Pricing

Turn property energy data into actionable lending intelligence.

Assess the property. Understand the risk. Manage the portfolio. Plans for individual lending cases through to institutional portfolios, priced transparently.

Basic

Assess the risk.

£299/ month

Billed monthly · switch to annual to save 15%

For brokers, small lenders and teams assessing individual lending cases.

A complete property-level LendoraIQ assessment for lenders who need an explainable view of energy, EPC, regulatory and property-related risk.

Property & business data assessment
Lease Energy Risk Score (LERS)
EPC & certificate reliability assessment
MEES / regulatory risk assessment
Sector energy exposure analysis
ND-NEED benchmarking
Explainable risk analysis
Underwriting narrative
Score breakdown
Risk band
Source disclosure
Downloadable lender risk report

Start with Basic Book a demo

Every capability, by plan.

Feature	Basic	Plus	Pro
Property-level assessment
Property-level assessment
EPC assessment
Certificate reliability
MEES / regulatory risk
Sector energy exposure
ND-NEED benchmarking
LERS
Explainable underwriting narrative
Downloadable risk report
Portfolio & origination
Multiple-property assessment
Lender workspace
Origination workflow
Origination API
Portfolio monitoring
EPC monitoring
MEES monitoring
Lease & break-clause alignment
Portfolio risk overview
Automated alerts
Advanced & enterprise
Advanced portfolio analytics
Sector energy stress testing
Scenario analysis
Advanced lease / loan horizon analysis
Remediation pathway signposting
Enterprise API
Bulk assessment
Custom analytics
Advanced reporting
Enterprise support

Additional Services & Usage

Extend Lendora IQ as your lending operation grows.

These are optional, separately priced services — never hidden mandatory charges on top of a subscription.

Usage revenue

Broker Checks

£35 per check

Single property-level LendoraIQ checks for brokers or occasional users who do not require a full recurring SaaS subscription.

Useful for individual lending cases and ad-hoc property risk assessment.

A Broker Check is a LendoraIQ desktop assessment. It is not equivalent to a full professional survey, valuation, EPC or legal review.

Run a Broker Check

API / Usage Fees

£20 per billable assessment

API pricing can be structured around billable assessments or agreed usage volumes.

For customers using LendoraIQ programmatically beyond included usage or under usage-based API arrangements.

API-enabled subscription (Plus and Pro include API access)
Included usage, where applicable to the plan
Billable assessments / overage beyond included usage
Enterprise negotiated usage volumes

Discuss API access

One-off project revenue

Implementation & Integration Fees

Indicative — quoted according to integration scope

Fees may cover technical discovery, API configuration, data mapping, authentication setup, workflow integration, testing, deployment support and enterprise configuration. Implementation and integration fees are one-off project/setup fees, not recurring subscription charges.

Basic

Normally £0 for standard SaaS onboarding.

Plus

Standard SaaS onboarding: £0–£1,500. API integration: approximately £2,500–£5,000.

Pro

Standard enterprise setup: approximately £5,000. Complex integration: approximately £10,000–£20,000+.

Indicative — quoted according to integration scope. Fixed pricing for custom enterprise work is not guaranteed in advance.

Request a scoping call

Professional services revenue

LendoraIQ Advisory / Consulting

From £2,500 per project (indicative)

Specialist advisory support for lenders implementing or operationalising energy-risk intelligence within lending workflows.

£2,500 is an indicative planning/reference price. Scope and pricing are agreed per engagement.

Lending workflow design
Portfolio risk methodology configuration
Energy-risk policy implementation
Data / API implementation support
Portfolio analytics advisory
Risk framework workshops
Management reporting design

Discuss an advisory project

Why lenders use Lendora IQ

It isn’t about being cheaper than a professional service.

Lendora IQ is designed to reduce the time and fragmentation involved in assembling property, energy, business and regulatory information for lending decisions — not to replace surveys, valuations or legal advice.

Faster desktop assessment

Structured property, energy and business intelligence assembled in seconds rather than compiled by hand.

Consistent methodology

The same explainable scoring approach is applied to every property, case after case.

Repeatable underwriting workflow

A structured output that drops into an existing credit file rather than a bespoke one-off write-up.

Automated data gathering

Property, EPC, business and benchmark data pulled together automatically rather than sourced separately.

Explainable scoring

Every score is broken down into its contributing components and sources, not delivered as a black box.

Benchmarking

Sector energy exposure is compared against ND-NEED benchmarks rather than assessed in isolation.

Portfolio visibility

Plus and Pro extend a single-property view into ongoing visibility across a book of lending.

Monitoring

Certificate and regulatory risk positions can be tracked as they change, not just assessed once at origination.

API integration

Assessments can be called directly from an existing origination or portfolio system.

Reduced fragmentation

Property, energy, business and regulatory information is brought together from one workflow.

Operational scalability

Cost scales with the number of assessments run, not with analyst headcount.

Referral revenue

Professional Assessment & Referral Services

Where a property requires deeper professional assessment beyond LendoraIQ's desktop intelligence.

Lendora IQ can signpost or coordinate access to appropriately qualified professional providers. Lendora IQ does not itself perform these regulated services, and referral revenue is subject to partner arrangements, applicable professional rules, commercial terms, and legal and regulatory review — it is not guaranteed on any given case.

From £150 per referral transaction (indicative)

Ask about professional referrals

TYPICAL PARTNER SERVICES

Accredited commercial EPC assessment

Commercial energy audit

Property / technical survey

Commercial valuation

Lease / legal review

Environmental or property-risk assessment

FAQ

Pricing questions, answered.

Basic provides the complete property-level LendoraIQ assessment and is not a limited trial. It includes the core MVP assessment, scoring, benchmarking, explainable analysis and downloadable lender report.

No. The initial property assessment is designed to use available property, EPC, business and benchmark data. Additional data integrations may be introduced in future platform phases.

No. LERS is a proprietary decision-support indicator designed to help lenders understand energy-related and lease/property risk. It is not a probability of default and does not replace the lender's credit assessment.

The MVP provides relative energy exposure / benchmarking rather than an estimate of the property's actual energy expenditure. Future versions may introduce monetary energy-cost modelling using explicit tariff and fuel assumptions.

LendoraIQ uses property identity and data-confidence controls. Where the property cannot be reliably matched, the system flags the uncertainty rather than silently producing a misleading score.

No. Implementation and integration fees are normally one-off project/setup fees and depend on the required integration scope.

LendoraIQ can signpost or coordinate access to appropriately qualified professional providers where deeper assessment is required, subject to applicable arrangements and professional requirements.

Broker Checks and other usage-based services may be available for individual or occasional assessments.

Ready to bring energy-risk intelligence into your lending workflow?

Start with property-level assessment, scale into portfolio monitoring, or integrate Lendora IQ directly into your origination workflow.

Start with Basic Book a Demo Talk to Sales

Decision-support, not credit substitution

Lendora IQ provides data-driven decision-support intelligence for lenders. Outputs depend on the availability, quality and currency of underlying data and should be considered alongside the lender’s wider credit, legal, valuation and property due-diligence processes.

Regulatory assumptions are version-controlled and may change as legislation and official guidance develop.